Uber addresses the problems posed by rideshare accidents by doing their best to be covered when one happens. Insurance is mandatory for every Uber driver, and their liability insurance must meet the minimum or more for what is required by California. This means that bodily injury liability must be at least $15k/ person, 30k/ accident, and at least $5k in property damage coverage.
On top of this Uber has insurance of their own, which covers $100k/ accident if the driver is waiting to pick someone up, and after accepting a ride up to $1 million can be utilized.
Uber asks the passengers to report the crash once one has taken place, via the app or by contacting their customer service. A representative will be assigned to research the accident and review the claim to see if any compensation is eligible, then Uber’s insurance company may offer a settlement that they deem appropriate.